About Personal Finance for Junior Doctors
Our Mission
This website was created in late 2019 by junior doctors to help other junior doctors learn about personal finances. We aim to share the knowledge we wish we had known earlier in our careers.
We are junior doctors ourselves and want to help others learn the things we wish we'd known at the start of our journey toward financial literacy.
Our Philosophy
Personal Finance for Junior Doctors operates purely for informational purposes. We provide educational guidance to help you understand financial concepts and make informed decisions about your money.
We believe that financial education should be accessible to all medical professionals, which is why this website is completely free to use with no hidden charges.
Important: The information we provide represents guidance only, not direct financial advice. We always recommend conducting your own research and consulting professional financial advisors when making important financial decisions.
What We Do
We provide educational content on topics including:
- Salary calculation - Understanding how your NHS pay is structured
- Pension planning - Making sense of the NHS pension scheme
- Tax guidance - Including expense claims and tax relief
- Student loans - Managing debt from medical school
- Investing and saving - Building long-term financial security
- Financial planning - Budgeting and goal setting
How We Support This Website
Personal Finance for Junior Doctors is free to use and always will be. To cover our costs and time, we may occasionally generate small amounts of revenue through:
- Advertisements - Carefully selected and relevant to our audience
- Referral links - Where we may receive a small payment if you choose to use a recommended service
Our commitment: Any revenue we generate will never influence the content of our articles. We maintain complete editorial independence and will always provide impartial guidance.
Transparency Promise: We are committed to transparency about how this website is supported and will always disclose any potential conflicts of interest.
Important Disclaimers
While we strive for accuracy in all our content, we want to be completely transparent about the limitations of this website:
- Educational purpose only: All information is provided for educational and informational purposes
- Not financial advice: We do not provide personalized financial advice
- No guarantees: We cannot guarantee the accuracy or completeness of all information
- Individual circumstances: Everyone's financial situation is different - what works for others may not work for you
- Professional advice: Always consult qualified financial advisors for important decisions
- Currency of information: Financial rules and rates change regularly - always verify current information
We are not liable if things go wrong based on information from this website. We aim to provide accurate information but acknowledge that errors can occur.
How You Can Help
This website improves through community involvement. You can help by:
- Sharing feedback - Let us know what topics you'd like covered
- Reporting errors - Help us maintain accuracy by flagging any mistakes
- Suggesting improvements - Ideas for new tools or better explanations
- Staying informed - Check back regularly for updates to our guides
A Final Note
Financial literacy is a journey, not a destination. We created this website because we believe every junior doctor deserves to understand how money works, how to manage debt, and how to build wealth for the future.
We hope the resources here help you feel more confident about your financial decisions and less stressed about money matters. Remember - you don't have to figure this all out alone.
Thank you for being part of our community of financially-informed junior doctors!