Junior Doctor Pay Calculator

Calculate Your Take-Home Pay

Use our comprehensive calculator to work out your annual and monthly take-home pay as a junior doctor. This calculator accounts for all allowances, tax, National Insurance, and pension contributions.

Updated: 2025 with the latest NHS pay circular and tax rates.

What It Calculates

  • Basic salary for all grades (FY1 to ST6+)
  • Additional hours pay for work over 40 hours
  • Enhanced hours pay at 37% premium
  • Weekend allowances based on frequency
  • On-call supplements for non-resident shifts
  • NHS pay premia for specialty training
  • London weighting for London-based roles
  • LTFT allowances for part-time positions

Deductions Included

  • Income tax - Based on your tax code
  • National Insurance - Current rates applied
  • Pension contributions - NHS tiered rates
  • Annual and monthly breakdowns
  • Net pay calculations - What you actually receive

Important Notes

  • Estimates only - Results are for guidance and may not match your exact payslip
  • Student loans not included - These vary significantly by individual
  • Salary sacrifice excluded - Additional pension contributions, cycle to work schemes etc.
  • Based on 2016 contract - For England junior doctors only
  • Regular updates - We update rates annually or when changes occur

For official pay queries, always contact your trust's payroll department.

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